от 09.12.2021 г. № DP-33
ONLINE TRANSLATE
Unofficial translation
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Decree
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
of the President of the Republic of Uzbekistan
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
On additional measures to provide the population with housing through mortgage loans based on market principles
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
In order to further develop the mortgage loan market, meet the high demand of the population for housing, continue the provision of subsidies at the expense of the State budget, widely involve private contracting organizations in the construction of modern multi-storey houses, as well as to ensure the implementation of Decree of the President of the Republic of Uzbekistan No. DP-32 of December 9, 2021 “On measures to ensure the construction of the “New Uzbekistan” residential areas and the socio-economic development of the territories”:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
1. To establish that, starting from December 10, 2021, within the framework of providing the population with housing through mortgage loans based on market principles:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the practice of setting a maximum standard for the size of apartments when paying subsidies from the State budget to low-income citizens in need of improving their housing conditions shall be abolished;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the Ministry of Economic Development and Poverty Reduction shall annually approve the maximum amount of mortgage loans allocated per borrower and the amount of subsidies for covering part of the initial payment;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
persons who have received a notification on the granting of subsidies shall form, at their own expense, part of the initial payment equal to at least 5 percent of the value of the housing;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
regardless of the location, value and size of the purchased apartment, subsidies for covering part of the initial payment shall be paid in the fixed amount of 32 million soums, and subsidies for covering part of interest payments shall be paid in the part exceeding 10 percentage points during the first five years;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
subsidies for covering part of the initial payment and interest payments shall be provided even if the price of the purchased apartment exceeds the maximum amount of the mortgage loan. In this case, the remaining amount of the value exceeding the maximum amount of the mortgage loan shall be paid by the borrower at the expense of his own funds and other funds not prohibited by law, by increasing the amount of the initial payment;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
citizens shall be granted the right, when obtaining a mortgage loan, to involve other persons who do not live with them and are not close relatives as co-borrowers;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the resources of the Ministry of Finance shall be placed with commercial banks directly or through the Joint-Stock Company “Uzbekistan Mortgage Refinancing Company”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
commercial banks shall be granted the right to set differentiated interest rates on mortgage loans issued without subsidies, depending on the amount of the initial payment made by the borrower, his debt burden ratio, the grace period, and other indicators.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
2. The following shall be approved:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the target indicators for issuing mortgage loans for the purchase of apartments and the construction and reconstruction of individual housing in 2022 according to Annex No. 1;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the target indicators for allocating subsidies on mortgage loans in 2022 according to Annex No. 2;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the maximum amount of mortgage loans allocated per borrower in 2022 and the fixed number of subsidies for covering part of the initial payment according to Annex No. 3.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
The Council of Ministers of the Republic of Karakalpakstan, hokimiyats of the regions and the city of Tashkent shall be allowed, at the expense of over-fulfilled revenues of local budgets, to increase the number of mortgage loans and subsidies established for the respective territory by this Decree.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
3. To establish the following procedure:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a) winners of electronic online auctions held for the lease of land plots for the construction of multi-storey residential buildings shall be granted the right to pay the value of the lot in installments in the manner prescribed by law;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
b) starting from January 1, 2022, contracting organizations shall be allowed to pledge as collateral for credit provision multi-apartment residential buildings, the construction of which has not been completed but roof installation works have been carried out and which are registered with the state;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
c) until January 1, 2023:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a zero rate of customs duty shall be applied to the import of cement products (HS code 2523) and energy-saving basalt panels (HS code 6806 1000 08);
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a separate exchange trading section for the sale of cement and rolled metal to housing construction organizations shall be introduced in the “New Uzbekistan” residential areas, as well as in residential areas built in previous years and on their vacant land plots;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
d) until January 1, 2024, a zero rate of customs duty and utilization fee shall be applied to the import of new construction and special machinery and cargo transport vehicles specified in Annex No. 4.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
5. To establish that:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a) within the framework of the target parameters for granting subsidies on mortgage loans in 2021:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
applications for receiving notifications on the granting of subsidies shall be accepted until December 20, 2021 and considered until December 25, 2021;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
notifications on the granting of subsidies shall be valid for 12 months from the date of their issuance;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
to persons who have received a notification on the granting of subsidies, mortgage loans and subsidies shall be allocated under the conditions and in the amounts in force as of December 10, 2021;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
subsidies shall also be paid if the size and value of the purchased apartment exceed the maximum standard for apartment size and the estimated value of housing established for 2021. In this case, if the value of the purchased apartment exceeds the estimated value of the housing, the remaining part of the value shall be paid by the borrower at the expense of his own funds and other sources not prohibited by legislation;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
b) within the framework of the target parameters for granting subsidies on mortgage loans in 2022, applications shall be accepted starting from December 25, 2021.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
6. The Ministry of Finance (T. Ishmetov), the Central Bank (M. Nurmuratov) and the Ministry of Economic Development and Poverty Reduction (S. Boboev) shall, by July 1, 2022, develop and submit to the Cabinet of Ministers draft regulatory legal acts on the introduction of the “targeted mortgage savings” mechanism, having studied advanced foreign experience.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
7. In 2022, the Council of Ministers of the Republic of Karakalpakstan, hokimiyats of the regions and the city of Tashkent shall take measures to purchase 1,000 apartments in the primary and secondary housing market according to Annex No. 5, at the expense of over-fulfilled revenues of local budgets and other sources not prohibited by legislation.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
It shall be established that the apartments purchased in accordance with this paragraph shall be allocated, in the prescribed manner, to women in need of improved housing conditions, persons with disabilities, orphans and children deprived of parental care.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
8. The proposal of the Ministry of Construction and the Ministry of Economic Development and Poverty Reduction on the construction in 2022 of multi-storey residential buildings consisting of 4,000 apartments for certain categories of citizens and designating LLC “Uzshahar Qurilish Invest” as the customer for these works shall be approved.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
The Cabinet of Ministers shall, within one month, approve the main parameters of the construction of multi-storey residential buildings for certain categories of citizens in 2022, as well as the address list of land plots allocated for construction.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
9. The Council of Ministers of the Republic of Karakalpakstan, hokimiyats of the regions and the city of Tashkent shall:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a) within one month, establish at least 5 mortgage service centers in the city of Tashkent and at least 2 in the Republic of Karakalpakstan and in each region;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
b) ensure that in these centers:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
information shall be provided on business entities engaged in housing construction, multi-apartment residential buildings under construction, the number, size, value and location of apartments in them, commercial banks from which loans can be obtained, and the conditions of such loans;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
services shall be provided for issuing notifications on the granting of subsidies, executing sale and purchase agreements for housing and mortgage loan agreements, and state registration of housing rights.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
10. The National Television and Radio Company of Uzbekistan (A. Khadjaev) and the National News Agency of Uzbekistan (A. Kochimov), together with the Ministry of Finance (T. Ishmetov), the Ministry of Economic Development and Poverty Reduction (S. Boboev), the Council of Ministers of the Republic of Karakalpakstan, hokimiyats of the regions and the city of Tashkent, shall ensure wide coverage of the essence and significance of this Decree in the mass media.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
11. Amendments and additions shall be introduced into certain acts of the President of the Republic of Uzbekistan in accordance with Annex No. 6.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
12. To designate as responsible for the organization of the implementation of this Decree: Deputy Prime Ministers of the Republic of Uzbekistan A.J. Ramatov and J.A. Kuchkarov, Minister of Finance T.A. Ishmetov, Minister of Construction B.I. Zakirov, Chairman of the Council of Ministers of the Republic of Karakalpakstan, hokims of the regions and the city of Tashkent.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Discussion of the implementation of this Decree on a quarterly basis, coordination and monitoring of the activities of the responsible bodies shall be entrusted to the Prime Minister of the Republic of Uzbekistan A.N. Aripov.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
The Administration of the President of the Republic of Uzbekistan shall be regularly informed, on a quarterly basis, of the effectiveness of the measures being implemented.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
President of the Republic of Uzbekistan SH. MIRZIYOYEV
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Tashkent,
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
December 9, 2021,
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
No. DP-33
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
ANNEX No. 1
to the Decree of the President of the Republic of Uzbekistan No. DP-33 of December 9, 2021
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Target indicators for issuing mortgage loans in 2022 for the purchase of apartments and the construction and reconstruction of individual housing*
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш

billion sums

No.

Name of the territories

Number of loans allocated for the purchase of apartments and the construction and reconstruction of individual housing

Estimated cost of expenses

including at the expense of

including: initial payment

resources allocated to commercial banks for further lending to the population

Total

Apartment

Individual housing

Total for the Republic

43 000

36 500

6 500

15 065,0

2 259,8

12 805,3

1.

Republic of Karakalpakstan

1 700

1 200

500

561,0

84,2

476,9

2.

Andijan region

3 500

3 000

500

1 155,0

173,3

981,8

3.

Bukhara region

2 800

2 300

500

924,0

138,6

785,4

4.

Jizzakh region

2 500

2 000

500

825,0

123,8

701,3

5.

Kashkadarya region

2 600

2 100

500

858,0

128,7

729,3

6.

Navoi region

2 500

2 000

500

825,0

123,8

701,3

7.

Namangan region

2 000

1 500

500

660,0

99,0

561,0

8.

Samarkand region

4 500

4 000

500

1 485,0

222,8

1 262,3

9.

Surkhandarya region

2 500

2 000

500

825,0

123,8

701,3

10.

Syrdarya region

1 500

1 000

500

495,0

74,3

420,8

11.

Tashkent region

4 900

4 400

500

1 617,0

242,6

1 374,5

12.

Fergana region

3 000

2 500

500

990,0

148,5

841,5

13.

Khorezm region

2 000

1 500

500

660,0

99,0

561,0

14.

Tashkent city

7 000

7 000

3 185,0

477,8

2 707,3

Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
* If necessary, amendments may be introduced by the Cabinet of Ministers, on the basis of proposals from the Ministry of Finance and the Ministry of Economic Development and Poverty Reduction, into the target indicators for issuing mortgage loans in 2022 for the purchase of apartments and the construction and reconstruction of individual housing.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
ANNEX No. 2
to the Decree of the President of the Republic of Uzbekistan No. DP-33 of December 9, 2021
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Target indicators for allocating subsidies on mortgage loans in 2022*
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш

billion sums

No.

Name of the territories

Total subsidies to be paid

including at the expense of:

subsidies to cover part of the initial payment and interest payments on mortgage loans for the purchase of apartments

of which:

subsidies to cover part of interest payments on loans allocated for the construction (reconstruction) of individual housing

subsidies to cover part of the initial payment

subsidies to cover part of interest payments

Number

Amount

Number

Amount

Number

Amount

Total for the Republic

29 000

1 235,6

22 500

1 126,2

720,0

406,2

6 500

109,4

1.

Republic of Karakalpakstan

1 240

44,5

740

36,1

23,7

12,5

500

8,4

2.

Andijan region

2 349

98,7

1 849

90,3

59,2

31,1

500

8,4

3.

Bukhara region

1 918

77,7

1 418

69,2

45,4

23,9

500

8,4

4.

Jizzakh region

1 733

68,6

1 233

60,2

39,5

20,8

500

8,4

5.

Kashkadarya region

1 795

71,6

1 295

63,2

41,4

21,8

500

8,4

6.

Navoi region

1 733

68,6

1 233

60,2

39,5

20,8

500

8,4

7.

Namangan region

1 425

53,6

925

45,2

29,6

15,6

500

8,4

8.

Samarkand region

2 966

128,8

2 466

120,4

78,9

41,5

500

8,4

9.

Surkhandarya region

1 733

68,6

1 233

60,2

39,5

20,8

500

8,4

10.

Syrdarya region

1 116

38,5

616

30,1

19,7

10,4

500

8,4

11.

Tashkent region

3 212

140,8

2 712

132,4

86,8

45,6

500

8,4

12.

Fergana region

2 041

83,7

1 541

75,2

49,3

25,9

500

8,4

13.

Khorezm region

1 425

53,6

925

45,2

29,6

15,6

500

8,4

14.

Tashkent city

4 314

238,2

4 314

238,2

138,0

100,1

Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
* If necessary, amendments may be introduced by the Cabinet of Ministers, on the basis of proposals from the Ministry of Finance and the Ministry of Economic Development and Poverty Reduction, into the target indicators for allocating subsidies on mortgage loans in 2022.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
ANNEX No. 3
to the Decree of the President of the Republic of Uzbekistan No. DP-33 of December 9, 2021
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
The maximum amount of mortgage loans allocated per borrower in 2022 and the fixed amount of subsidies for covering part of the initial payment*
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш

thousand sums

No.

Territory

Maximum amount of mortgage loan

Fixed amount of subsidy for the initial payment

1.

Republic of Karakalpakstan and regions

327 250

32 000

2.

Tashkent city

416 500

-

Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
* If necessary, the maximum amount of mortgage loans allocated per borrower in 2022 and the fixed amount of subsidies for covering part of the initial payment may be reviewed by the Cabinet of Ministers on the basis of proposals from the Ministry of Economic Development and Poverty Reduction, the Ministry of Finance and the Ministry of Construction.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
ANNEX No. 4
to the Decree of the President of the Republic of Uzbekistan No. DP-33 of December 9, 2021
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
List
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
of new construction and special machinery and cargo transport vehicles, the import of which shall be subject to a zero rate of customs duty and utilization fee until January 1, 2024
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш

No.

Name of construction and special machinery, cargo transport vehicles

HS code

1.

Road marking machine (mechanical/manual)

8424890009

2.

Electric motor-driven hoist (winch)

8425110000

3.

Lifting device (jack)

8425490000

4.

Single-bucket loader excavator, bulldozer with or without one-way rotation (bucket capacity up to 5 cubic m)

8429519900

8429521009

5.

Bulldozer (capacity less than 200 hp)

8429110090

6.

Single-bucket wheeled mini-loader (bucket capacity up to 5 cubic m)

8429519900

7.

Front loader (bucket capacity up to 5 cubic m)

8429519900

8.

Mini-loader (bucket capacity up to 5 cubic m)

8429519900

9.

Mini-loader (with swivel body) (bucket capacity up to 5 cubic m)

8429519900

10.

Self-propelled crawler excavator with hydraulic hammer system (bucket capacity up to 2 cubic m)

8429521009

11.

Self-propelled crawler excavator (bucket capacity up to 2 cubic m)

8429521009

12.

Loader excavator with hydraulic hammer system (bucket capacity up to 2 cubic m)

8429529000

13.

Wheeled hydraulic excavator used with hydraulic hammer (bucket capacity up to 5 cubic m)

8429529000

14.

Wheeled excavator (bucket capacity up to 5 cubic m

8429529000

15.

Truck crane with manipulator

8704239109

16.

Diesel-powered cement carrier truck

8704239109

17.

Cement carrier truck

8704239109

18.

Low-frame heavy-duty truck

8704239109

19.

Diesel-powered dump truck

8704239109

20.

Truck crane (lifting capacity up to 50 tons)

8705100090

21.

Crane with manipulator

8705100090

22.

Concrete mixer truck

8705400000

23.

Concrete pump truck

8705903000

24.

Aerial work platform truck

8705908007

25.

Special sprayer truck (bitumen and others)

8705908007

26.

Special vacuum cleaning and washing truck

8705908007

27.

Special road marking truck (horizontal markings)

8705908007

Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
ANNEX No. 5
to the Decree of the President of the Republic of Uzbekistan No. DP-33 of December 9, 2021
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Indicators for the purchase of housing in 2022 for women, persons with disabilities, orphans and children deprived of parental care*
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш

No.

Name of the territories

Total number of apartments to be purchased

Total for the Republic

1 000

1.

Republic of Karakalpakstan

60

2.

Andijan region

65

3.

Bukhara region

50

4.

Jizzakh region

45

5.

Kashkadarya region

60

6.

Navoi region

50

7.

Namangan region

90

8.

Samarkand region

90

9.

Surkhandarya region

50

10.

Syrdarya region

40

11.

Tashkent region

100

12.

Fergana region

110

13.

Khorezm region

80

14.

Tashkent city

110

Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
* If necessary, the indicators for the purchase of housing in 2022 for women, persons with disabilities, orphans and children deprived of parental care may be amended by the Cabinet of Ministers on the basis of proposals from the Ministry of Economic Development and Poverty Reduction and the Ministry of Finance.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
ANNEX No. 6
to the Decree of the President of the Republic of Uzbekistan No. DP-33 of December 9, 2021
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Amendments and additions introduced into certain acts of the President of the Republic of Uzbekistan
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
1. In the Decree of the President of the Republic of Uzbekistan No. PD-5886 of November 28, 2019 “On additional measures to improve the mechanisms of mortgage lending”:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a) in paragraph 3 subparagraph “a”:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
in the third indent, the words “tender trades” shall be replaced with the words “electronic online auction trades”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the fourth indent shall be deleted;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the fifth to eighth indents shall respectively be considered the fourth to seventh indents;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the fourth indent shall be set out in the following wording:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
“land plots under the construction of multi-storey residential buildings shall be transferred to business entities in the form of lots or as a whole through electronic online auction on the basis of lease rights in accordance with Decree of the President of the Republic of Uzbekistan No. DP-6243 of June 8, 2021”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
in the fifth indent, the words “in tender trades” shall be replaced with the words “in electronic online auction trades”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
b) in paragraph 4:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
in the first indent, the words “85 percent of the estimated value of housing in cities and rural areas” shall be replaced with the words “the maximum amount of mortgage loan approved annually”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the third indent shall be set out in the following wording:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
“the maximum amount of mortgage loan shall be determined annually by the Ministry of Economic Development and Poverty Reduction in agreement with the Ministry of Finance and the Ministry of Construction, based on the estimated value of housing, and shall be reviewed every six months”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
in the fourth indent, the words “from the estimated value of housing” shall be replaced with the words “from the maximum amount of mortgage loan”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
c) in paragraph 6:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the first to third indents shall be set out in the following wording:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
“It shall be established that within the framework of the new procedure:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
persons who have received a notification on the granting of subsidies shall form, at their own expense, part of the initial payment equal to at least 5 percent of the value of the housing;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
regardless of the location, value and size of the purchased apartment, subsidies for covering part of the initial payment shall be paid in the fixed amount of 32 million soums, and subsidies for covering part of interest payments shall be paid for the part exceeding 10 percentage points during the first five years of the loan term;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
subsidies for covering part of the initial payment and interest payments shall be paid even if the price of the purchased apartment exceeds the maximum amount of the mortgage loan. In this case, if the value of the purchased apartment exceeds the maximum amount of the mortgage loan, the remaining part of the value shall be paid by the borrower at the expense of his own funds and other funds permitted by law by increasing the amount of the initial payment”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the fourth indent shall be considered the fifth indent.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
2. In the Decree of the President of the Republic of Uzbekistan No. DP-6186 of March 11, 2021 “On additional measures to provide the population with housing through mortgage loans based on market principles”:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a) in paragraph 1:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
in the fourth indent, the words “in cities and rural areas” shall be deleted;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the fifth to seventh indents shall be set out in the following wording:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
“the maximum amount of mortgage loan and the amount of subsidies for covering part of the initial payment shall be determined annually by the Ministry of Economic Development and Poverty Reduction in agreement with the Ministry of Finance and the Ministry of Construction, based on the estimated value of housing, and shall be reviewed every six months;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
regardless of the location, value and size of the purchased apartment, subsidies for covering part of the initial payment shall be paid in the fixed amount of 32 million soums, and subsidies for covering part of interest payments shall be paid for the part exceeding 10 percentage points during the first five years of the loan term;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
subsidies for covering part of the initial payment and interest payments shall be paid even if the price of the purchased apartment exceeds the maximum amount of the mortgage loan. In this case, if the value of the purchased apartment exceeds the maximum amount of the mortgage loan, the remaining part of the value shall be paid by the borrower at the expense of his own funds and other funds permitted by law by increasing the amount of the initial payment”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
b) in paragraph 2, the words “October 1, 2021” in the fifth indent shall be replaced with the words “January 1, 2022”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
c) in paragraph 14:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
in subparagraph “a”, the number “9” shall be replaced with the number “7”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
subparagraphs “e” and “j” shall be set out in the following wording:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
“e) until January 1, 2023:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a separate exchange trading section for the sale of cement and rolled metal to housing construction organizations shall be introduced in the “New Uzbekistan” residential areas, as well as in residential areas built in previous years and on their vacant land plots;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a zero rate of customs duty shall be applied when importing cement products (HS code 2523) into the territory of the Republic of Uzbekistan.”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
d) the second indent of paragraph 17 shall be deleted; the third indent shall be considered the second indent;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
e) in paragraph 19, the number “2021” shall be replaced with the number “2022”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
f) Annex No. 2 shall be set out in the following wording:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
“ANNEX No. 2
to the Decree of the President of the Republic of Uzbekistan No. DP-6186 of March 11, 2021
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Target parameters
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
for allocating subsidies on mortgage loans under the new procedure in 2021*”
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш

billion sum

No.

Name of the territories

Total subsidies to be paid

including:

subsidies to cover part of the initial payment and interest payments on mortgage loans in cities

of which:

subsidies to cover part of the initial payment and interest payments on mortgage loans in rural areas

of which:

subsidies to cover part of the initial payment

subsidies to cover part of interest payments

subsidies to cover part of the initial payment

Subsidy amount to cover part of the interest payments

Number

Amount

Number

Amount

Number

Amount

Total for the Republic

33 726

1 389,8

18 068

895,4

634,8

260,5

11 758

430,0

285,7

144,3

1.

Republic of Karakalpakstan

1 020

36,8

320

16,6

10,9

5,7

400

15,2

9,7

5,5

2.

Andijan region

3 410

138,0

1 410

69,9

47,9

22,0

1 700

63,2

41,3

21,9

3.

Bukhara region

2 590

108,7

1 310

68,4

44,5

23,9

980

35,3

23,8

11,5

4.

Jizzakh region

1 400

47,3

520

22,5

17,7

4,8

580

19,8

14,1

5,7

5.

Kashkadarya region

2 210

90,5

1 210

58,4

41,1

17,4

700

27,1

17,0

10,1

6.

Navoi region

1 280

45,7

420

21,4

14,3

7,2

560

19,3

13,6

5,7

7.

Namangan region

2 630

102,7

1 330

58,9

45,2

13,8

1 000

38,8

24,3

14,5

8.

Samarkand region

3 236

131,7

1 780

84,6

60,4

24,2

1 156

42,2

28,1

14,1

9.

Surkhandarya region

2 560

115,7

1 318

76,1

44,8

31,3

942

34,6

22,9

11,7

10.

Syrdarya region

780

25,1

180

9,0

6,1

2,9

300

11,1

7,3

3,8

11.

Tashkent region

2 340

94,2

870

47,5

29,5

18,0

1 170

41,8

28,4

13,3

12.

Fergana region

2 790

106,4

1 300

59,1

44,1

15,0

1 190

42,3

28,9

13,4

13.

Khorezm region

1 980

72,0

600

27,9

20,4

7,5

1080

39,2

26,2

13,0

14.

Tashkent city

5 500

275,1

5 500

275,1

208,1

67,0

Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
* If necessary, the target parameters for the payment of subsidies on mortgage loans under the new procedure in 2021 may be amended by the Cabinet of Ministers on the basis of proposals from the Ministry of Finance and the Ministry of Economic Development and Poverty Reduction”.
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
3. In paragraph 10 of the Resolution of the President of the Republic of Uzbekistan No. PQ-4701 of May 1, 2020 “On additional measures to improve the housing conditions of the population and further expand the mortgage loan market”:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
a) in the first indent:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the number “2021” shall be replaced with the number “2022”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
the words “multi-storey buildings with 4 or more floors in cities and in Tashkent city with 7” shall be replaced with the words “multi-storey buildings with 7 or more floors in cities, with 5 or more floors in rural areas, and with 9 or more floors in Tashkent city”;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
b) the third and fourth indents shall be set out in the following wording:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
“compensation shall be paid for the part of the interest rate on loans not exceeding 1.75 times the main rate of the Central Bank of the Republic of Uzbekistan, which exceeds the main rate of the Central Bank but does not exceed 10 percentage points, for the entire period of the loan, but not more than 24 months from the date of obtaining the loan. In this case:
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
compensation shall be paid on the part of the loan not exceeding 10 billion soums for one housing unit;
Ҳужжатга таклиф юборишАудиони тинглашҲужжат элементидан ҳавола олиш
guarantees and compensations shall be provided if at least 70 percent of the total number of apartments in the multi-storey residential building under construction consist of apartments not exceeding 70 square meters in area”.